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Insurance Blog

Useful Apps for Homeowners

Your house is most likely one of the biggest investments you’ll ever make.Do you have the right tools to help you manage it? And no, we aren’t talking about the ones in your toolbox (although those are definitely important).We’re talking about apps specifically designed to help you easily manage the many aspects of owning and operating your home. From landscape design to planning your next...

How HRAs Offset Premiums & Deductibles For Group Plans

A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...

How Much Sun Is Too Much Sun?

It is common knowledge that too much sun exposure is bad for your skin. Most people also know that we need sunlight to make vitamin D, a micronutrient that aids bone growth and absorption of calcium, controls cell growth, regulates immunity, and helps prevent inflammation. Unfortunately, it can be tricky balance between getting the sunshine we need to produce adequate vitamin D and risking overexposure...

ERIE Volunteers Make Blanket Statements of Support

Nothing conveys comfort like a cozy blanket—even more when you know it’s been handmade with well wishes stitched, hooked or tied in.That’s the philosophy of Project Linus and a growing team of ERIE family members who have signed on with the nonprofit group as “blanketeers.” Blanketeers is the name the group has given volunteer blanket makers. They knit, crochet, quilt or knot blankets for children...

How A Traffic Ticket Can Affect Your Life Insurance

No one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...