About Us

Ephrata Insurance AgencyBerlanco Insurance Agency, founded in 1993, is a firm of proven professionals; caring and conscientious people, the kind you can depend on, serving eastern Pennsylvania.

Agency Principal Jay R. Lemelin, CPCU, ARM has over 30 years of insurance experience and specializes Commercial New Business. Jay is an active member of the BPOE Elks, Berks Homebuilders Educational Committee and the Erie Insurance Commercial Task Force. He has earned the prestigious Chartered Property Casualty Underwriter (CPCU) and the Associate in Risk Management (ARM) professional designations. Jay is active in Junior Achievement. Jay is a member of the Ephrata Chamber of Commerce.

Currently, the agency serves the insurance needs of over 1,500 individuals, families, and businesses in Berks and Lancaster counties.

We are a full service agency committed to providing our policyholders with prompt, courteous service through a team of insurance agents.

Berlanco Insurance Agency is an independent insurance agency proud to represent major insurance companies like Erie Insurance Group, Progressive, Foremost and more. This allows us to look how to meet your diverse needs and find you the best coverage at the best price.

Why Choose Berlanco Insurance Agency? It’s about your comfort and peace of mind. We provide protection with direction so you know what your insurance coverage is.

We are here to provide you the insurance products and customer service that you deserve and need to feel protected and safe and ready to achieve your financial dreams and goals.

An Independent Advantage

We are Independent Agents in Ephrata, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Berlanco Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.