Debunking 5 Medigap Misconceptions

Posted: September 21, 2023

As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...

The Importance of Adapting Your Insurance to Your Business Growth

Posted: September 19, 2023

Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...

How to Ensure Your Home is Prepared to Weather Any Storm

Posted: September 16, 2023

Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...

6 Questions to Answer about Your Employee Benefits Before Open Enrollment

Posted: September 13, 2023

Open enrollment is the period every year during which eligible employees may enroll in benefits or make changes to their existing benefits. Employees may have the option to enroll in health, dental, or vision plans, group life insurance, or other benefits. Once elections are made, they cannot be changed until the next open enrollment period, except with certain qualifying events, such as the birth of...

Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance

Posted: September 10, 2023

Today we are celebrating National Grandparents' Day, which always falls on the first Sunday after Labor Day. September 10 also marks the start of Assisted Living Week this year. Similar to Mother’s Day and Father’s Day, Grandparents' Day is an entire day dedicated to grandparents. It is an opportunity to treasure the special connection between grandparents and children, which has been proven to be beneficial...