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Special Enrollment Periods: Taking Advantage of Flexible Medicare Options

Special Enrollment Periods: Taking Advantage of Flexible Medicare Options

Enrolling in Medicare can seem overwhelming, particularly when life changes occur outside the standard enrollment windows. Special Enrollment Periods (SEPs) offer flexibility for individuals who experience certain qualifying events. They allow these individuals to enroll in, drop, or change Medicare coverage without waiting for the next Open Enrollment Period. Knowing how SEPs work can help you make timely decisions and avoid gaps in your healthcare...

5 Holiday Retail Risks to Avoid

5 Holiday Retail Risks to Avoid

For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come greater risks. Both brick-and-mortar stores and e-commerce businesses face unique challenges over the holidays. Help protect your profits, customers, and reputation by taking steps to identify and manage these risks. Theft and Shoplifting Crowded stores, rushed shoppers, and distracted employees create...

Driving Safety Tips for Holiday Travel

Driving Safety Tips for Holiday Travel

Every year, millions of Americans take to the road for the Thanksgiving holiday, traveling to spend time with their family and friends. Along with the anticipation of a wonderful celebration, the season has unpredictable weather, very heavy traffic, and an increased risk of accidents. If you have plans to travel this Thanksgiving, practicing safe driving conduct is critical. Read some of the basics that can...

Navigating Group Benefits for Your Seasonal Workforce

Navigating Group Benefits for Your Seasonal Workforce

For many businesses, hiring seasonal employees is a common strategy. In industries with peak demands during certain times of the year, such as hospitality, retail, and agriculture, bringing on temporary help may be the best way to manage workloads. When it comes to offering group benefits, however, employers may wonder what makes sense for a workforce that is not permanent.  Although group benefits are effective...

Unlocking Tax Savings: The Power of Your HSA

Unlocking Tax Savings: The Power of Your HSA

Few tools are as flexible and powerful as a Health Savings Account (HSA) for managing healthcare expenses. More than a way to set aside money for medical costs, HSAs also have triple tax advantages that can benefit you today and into the future. Learning how they work can help you unlock significant tax savings and financial peace of mind.  What Is a Health Savings Account?...