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Should I Apply for Medicare if I have Veterans Affairs Coverage?

Should I Apply for Medicare if I have Veterans Affairs Coverage?

The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but it does not generally cover care provided by other doctors and facilities. Even if you...

Top 3 Business Insurance Myths

Top 3 Business Insurance Myths

Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...

Eight Winter Tips for Your Pet

Eight Winter Tips for Your Pet

It’s the perfect weather for fluffy snuggles with your favorite four-legged friend, but the dry air and freezing temperatures can be just as dangerous to our pets as they are to us. As the weather begins to turn, it’s important to prep your home for winter, and that includes taking some extra safety precautions for your pets. Here are some tips to keep your four-legged...

Should I Provide 401(k) Matching?

Should I Provide 401(k) Matching?

Employees love to watch the value of their 401(k) grow. Employers who match 401(k) funds are providing one of the most popular employee benefits. The investment in these retirement savings accounts are tax-free, taxed when funds are withdrawn at retirement or when withdrawn early for another reason. Types of 401(k) Plans As an employer, you have two options: Traditional 401(k): These retirement accounts are built...

Market Trends: What's New About Buying a Used Car?

Market Trends: What's New About Buying a Used Car?

Choosing to buy a new or used car used to be straightforward. That’s changed a bit, thanks to the pandemic, particularly because of the car chip shortage. While new cars are becoming more plentiful, rising interest rates and general inflation may have you considering options you never would have before, like buying out a lease or buying from a private seller—or becoming a private seller. Also,...