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Insurance Blog

Five Home Improvement Tips to Make Your Home Safer

It’s impossible to prevent every accident or disaster, but there are some simple steps you can take that will go a long way to protecting your biggest investment. Know your shut-off valves. Few people know where the emergency shut-off valves are located for gas, water and electricity. Take a moment and find them, and make sure everyone in your house knows where to find them. Pro tip:...

5 Customized Emergency Kits to Weather Any Disaster

Emergency Kit for Power Outages When the power goes out, immediate concerns involve food and safety. (Read more about how to manage a power outage.) If a power outage is two hours or less, don’t worry about losing your perishable foods; an unopened fridge will keep foods cold for about four hours. Here are some helpful things to have on hand: Inexpensive Styrofoam coolers preserve...

How to Effectively Communicate Your Group Benefits Plan

Employers offer group benefits to attract talent, retain employees, motivate workers, and increase productivity. Group benefits play an essential role in your employees' overall compensation. Companies can invest a great deal of time and money in planning and executing a benefits strategy every year. These efforts can be wasted if employees do not know what group benefits are offered. It is important to understand how...

6 Things to Look for in a Neighborhood

When looking for a house, there’s certain details you’ve dreamed about. Maybe it’s the peaceful back porch to sip your morning coffee on or the large kitchen with an open concept first floor, perfect for hosting family get-togethers. While the home itself can be painted and made your own, the location it’s in can be make or break. We’ve compiled a list of items to...

What Is a High Deductible Health Plan (HDHP)?

A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...